In any case, the dramatic rise in interest rates in 2022 has had a major impact on growth-oriented portfolios. Investor timelines have collapsed from five years or more into the near future. Today, investors prioritize current cash flow and earnings over potential growth prospects. Bull market buzzwords – fear of missing out, moonbags, laser eyes, stonk rising, financial independence, early retirement – are out of fashion, hold up, dollar cost averaging, collective hopes for temporary inflation, etc. has been superseded by the mundane of